The CFPB is responsible for Instant Loan Guide protecting consumers from unfair practices and predatory tactics. It also monitors credit repair companies and has a complaint database that allows consumers to check the number of complaints against a provider. Most credit repair companies offer a money back guarantee. However, a few will only refund the last month of service. To repair your credit, you need to start by paying down debt. This can be accomplished with a secured credit card, a credit builder loan, or an instalment loan.
